Frank Williams, Broker Associate, ABR
(312) 933-8072
E-Mail Us
Sudler Sotheby's International Realty
47 West Polk Street
Chicago, IL 60605

Chicago Illinois Homes For Sale, Chicago IL Real Estate
Home Advice
We can help you find the answers.



A B C D E F G H I J K L M N O P Q R S T U V W X Y Z Other
  • Damper   A movable plate in a fireplace that allows smoke and fumes to travel up the chimney's flue.
  • Days on the market   The period of time a property is listed for sale until it is sold or taken off the market
  • Deadbolt lock   Locks that require a key to open from the outside and a turn button from the inside.
  • Debt   Any amount one person owes to another.
  • Deck   A roofless, floored area that adjoins a house.
  • Deed   The legal document that transfers ownership of a piece of property.
  • Deed of trust   A document that gives a lender the right to foreclose on a piece of property if the borrower defaults on the loan.
  • Deep-seal floor drain   A drain used to dispose of water from the basement floor to a sewer line.
  • Default   The failure to fulfill a duty or promise or discharge an obligation, such as making monthly mortgage payments.
  • Deferred maintenance   Any repair or maintenance of a piece of property that has been postponed, resulting in a decline in property value.
  • Delinquent mortgage   A mortgage that involves a borrower who is behind on payments. If the borrower cannot bring the payments up to date within a specified number of days, the lender may begin foreclosure proceedings.
  • Density test   An analysis of soil to determine if the surface can support the foundation of a house.
  • Dentils   Small rectangular blocks that project from a building, usually under cornices or along rooflines.
  • Deposit   Money given by the buyer with an offer to purchase property. Also called earnest money.
  • Depreciation   The decline in value of a piece of property.
  • Design/build   A project in which the owner contracts directly with an individual or company to perform design and construction.
  • Designer   Unlike architects, designers are limited to drawing blueprints.
  • Digital images   Images that are incorporated into house listings to give potential buyers a view of the property.
  • Dimension plans   Plans which show the layout of a house but are less detailed than full blueprints.
  • Disability insurance   An insurance policy which covers an individual's ability to produce income.
  • Disclosure   A statement to a potential buyer listing information relevant to a piece of property, such as the presence of radon or lead paint.
  • Discount points   Fees that a borrower pays at the time the lender makes the loan. A point equals 1 percent of the total loan amount.
  • Distressed property   Property that is in poor physical or financial condition.
  • Document needs list   A list of documents a lender requires when a potential submits a loan application.. The required documents range from paycheck stubs to credit card statements.
  • Domed ceiling   A hemispherical ceiling that projects upward without support.
  • Domicile   A person's primary or permanent home.
  • Dormer   A window set upright in a sloping roof.
  • Double-hung window   A window that consists of two sashes that slide up and down.
  • Dovetail joints   Joints that lock two pieces of wood together with meshed teeth.
  • Down payment   The amount of money a buyer agrees to give the seller when a sales agreement is signed. Complete financing is later secured with a lender.
  • Down spouts   A vertical gutter that empties water from the roof to the ground.
  • Drainage   A system of gutters and drainpipes that carry water away from the foundation of a house.
  • Draw   A payment made to subcontractors or suppliers from a construction loan.
  • Dropped ceiling   A flat ceiling built lower than the original ceiling.
  • Dry rot   A fungal decay that causes wood to become brittle and crumble.
  • Drywall   A construction material composed of gypsum or plaster wrapped in paper and produced in large sheets that can be nailed to wall studs.
  • Dual agency   A relationship in which a real estate agent or broker represents both parties in a transaction.
  • Duct   Any kind of pipe or channel that carries water, wiring or conditioned air through a house.
  • Due-on-sale clause   Standard language in a mortgage which states that the loan must be paid when a house is sold.
  • Duplex   A structure that consists of two separate family units.
  • Dutch colonial style   A design that features barn-like gambrel roof, a ground-level front porch, and dormers.

Preferred Partners
Check out the best in local home-related services.
Automated E-mail Listings Service
Sign up to automatically receive new listings today!
Home Advice
Get the answers on home selling and buying.
Real Estate News
Find out what's happening in real estate.
   West Loop Real Estate
Hyde Park - Kenwood Homes For Sale
About Bronzeville
Leveraging Your Money
Length of Your Mortgage
Real Estate Buyer's Agent Council
Bolingbrook Homes
Saving for the Down Payment
Closing Costs
   How Mortgage Loans Work
Adjustable-Rate Mortgages
How Much Can You Afford?
Getting Your Finances in Order
Your Credit History
Mortgage Glossary
Free CMA Request
Resources - Homes in Other Areas
Relocation Resources

main page
search for homes
our listings
Home Evaluation/CMA
mortgage center
Chicago Home Loans
contact me
free reports
Daily Interest Rates
Frank Williams, Broker Associate, ABR
(312) 933-8072
Sudler Sotheby's International Realty
47 West Polk Street
Chicago, IL 60605 Copyright ©2000-2006, Inc. All Rights Reserved. Privacy Policy. Full Terms and Conditions.
HOMES.COM is one of the largest Internet real estate sites with hundreds of thousands of homes for sale and apartment rentals with photos, descriptions, and relocation services. The advertisers and publishers are not responsible or liable for misinformation, misprints, or other errors. All information provided is deemed reliable but is not guaranteed and should be independently verified. Properties subject to prior sale or rental.

Equal Housing Opportunity

Member Login